For Telecom Employees

• As a telecom employee, you have witnessed significant changes in the industry since the start of your career with the phone company. However, you may have concerns about your retirement plan, such as your 401k allocation, pension options, and health insurance during retirement. While it's easy to put these questions aside and focus on the present, time catches up, and you may face sudden decisions like an EISP or RIF.

• Don't rely solely on the company to guide you through these critical decisions. Their interest is only if you accept the offer, and you may have to decide quickly. That's why it would be great to have a personal guide who can help you reach your retirement goals from the phone company. With years of experience working with hundreds of phone company employees, I have the expertise to help you maximize your retirement benefits.

• Together, we can construct a plan that makes you financially aware of how to respond if you are offered an EISP/RIF retirement incentive. I will also walk you through every step necessary to transition smoothly into retirement, from requesting your pension election paperwork to assisting you with retiree health insurance options.

• Furthermore, I will continue managing your retirement plan, so you can enjoy your golden years with confidence. We will meet at least annually to review your retirement plan and ensure it stays on track. I will also help you understand what happens with your beneficiaries in the event of an emergency, assist you with Social Security timing, Medicare enrollment, and IRMAA analysis, and monitor RMDs, taxes, Roth conversions, and more. With my guidance, you can retire with confidence and enjoy the fruits of your labor.